Your broker shows a balance. We reconcile the ledger.
Import CSVs or connect supported brokers. Real returns, fees, dividends, FX, and allocation across every account - built for European multi-broker portfolios.
Reconciled Value
EUR 124,503
3 brokers matched
True Return
+9.8%
after fees and FX
Fees + FX Drag
EUR 1,204
1.3% of portfolio
Built for multi-broker portfolios
Generic finance dashboards stop where portfolio accounting starts
Scattered across brokers and spreadsheets
One broker has your ETFs, another has your stocks, and dividends live in a spreadsheet. The total portfolio is never clean.
Fees and FX disappear in the dashboard
Broker returns often blur commissions, custody charges, currency conversion, spreads, and withholding tax into one vague number.
Performance numbers do not reconcile
Your broker says one return, your spreadsheet says another, and neither explains the exact transactions behind the gap.
No audit trail when it matters
When you need to review taxes, transfer brokers, or understand a bad year, you need more than a chart and a chatbot answer.
Three steps to a portfolio audit trail
Import or connect
Upload CSV exports or connect a supported broker. No manual column mapping. No spreadsheet cleanup.
IBKR_Activity_2025.csv
47 transactions detected
Broker file parsed and normalized
Reconcile the ledger
We rebuild positions, returns, dividends, fees, and FX from the transaction history instead of trusting broker summaries.
Trades
Matched
Dividends
Net/Gross
Fees
EUR 1,203
FX drag
1.3%
Run the audit
See the gaps: return differences, missing data, duplicate instruments, fee drag, and portfolio concentration.
Portfolio Audit
The first report should tell you whether your numbers can be trusted.
Trackyourportfolio rebuilds your portfolio from the transaction ledger up, then shows where broker dashboards, spreadsheet formulas, and incomplete exports can distort the picture.
Sample audit
Multi-broker review
True CAGR
9.8%
Broker-reported
11.1%
Fees + FX drag
1.3%
Broker statements
Trades, dividends, fees, cash flows
Performance math
IRR, CAGR, yearly returns, realized P&L
Fee drag
Commissions, custody costs, FX, spread clues
Data gaps
Missing prices, duplicate symbols, split issues
Main finding
Broker return excludes EUR/USD conversion drag and one dividend withholding line. Reconciled performance is 1.3 percentage points lower than the broker dashboard.
Built for portfolio operations. Not generic money chat.
Import from any broker without spreadsheet cleanup
Export a CSV from your broker or use a supported direct connection. We normalize trades, dividends, fees, cash movements, and symbols across 50+ broker formats.
Drop your CSV here
Format detected automatically
47 transactions normalized
Trades, fees, cash, dividends
Accounting-grade metrics your broker will not show you
True CAGR. IRR. Realized and unrealized P&L. Dividend yield by holding. Fee and FX drag. Calendar-year returns. Every number ties back to source transactions.
True CAGR
9.8%
IRR
10.6%
Fees + FX
EUR 1,203
Dividends
EUR 3,847
Realized P&L
+EUR 5,420
Withholding tax
EUR 412
Data gaps
4
Active holdings
12
Portfolio Audit, not another generic finance dashboard
The audit highlights return gaps, missing history, duplicate instruments, split issues, tax lines, and concentration risks before you trust the dashboard.
Broker return gap
Source transaction trail attached
Unmatched dividend tax
Source transaction trail attached
Duplicate instrument
Source transaction trail attached
Split handling
Source transaction trail attached
Audit result
Review required
4
issues
AI that explains the numbers instead of picking stocksComing Soon
Ask why your return changed, where fees came from, or which transaction caused a mismatch. The answer cites the ledger, not a black-box recommendation.
Question
Why is my real return lower than my broker return?
Ledger answer
EUR/USD conversion drag and two withholding-tax entries explain most of the gap. The remaining difference comes from broker cash timing.
The wedge is reliable portfolio operations
Trackyourportfolio is becoming the audit layer between broker exports, dashboards, spreadsheets, and AI finance tools.
Across brokers
Consolidate holdings, cash, fees, dividends, and transactions from the brokers you actually use.
Ledger-first clarity
CAGR, IRR, fees, dividends, P&L, and allocation are rebuilt from source transactions.
Explainable AI
AI helps explain mismatches, assumptions, and audit findings without turning into stock-picking advice.
Built for Europe
Multi-currency portfolios, European brokers, withholding tax lines, and messy CSV exports are first-class.
Weekly review rhythm
A digest for drift, fee drag, dividend changes, missing data, and positions that need manual review.
Built for the long game
Designed for long-term investors who care about compounding, contribution timing, and clean records.
Built for serious self-directed investors
People who manage their own accounts and want numbers they can defend.
Sarah Chen
Software engineer
“I was tracking investments in 3 different spreadsheets across 2 brokers. Now everything is reconciled and I can actually see my real returns.”
Marcus Johnson
Self-directed investor
“The CSV import handled my Interactive Brokers export without column mapping. The fee and FX lines were finally visible.”
Elena Rodriguez
Healthcare manager
“Finally I can see true performance and total fees across all my accounts. The audit showed why my spreadsheet was overstating returns.”
James Park
Teacher
“I used to dread checking my portfolio because the numbers never matched. Now I open this once a week and know what changed.”
Priya Sharma
Product manager
“Moved from a spreadsheet with 200+ rows to this in about 10 minutes. I care less about prettier charts and more about trusting the numbers.”
Tom Bradley
Operations lead
“Seeing all my holdings in one dashboard with real P&L, dividends, and fee drag made the spreadsheet feel impossible to go back to.”
Simple pricing. Full reconciliation.
One plan for multi-broker portfolio accounting.
$5.90
/1st mo
Then $9.90/month
Lock in this price forever. Prices will increase soon.
Cancel anytime. No questions asked.
Everything included
FAQ
Frequently Asked Questions
We support CSV imports from 50+ brokers including Interactive Brokers, DEGIRO, Trading 212, Trade Republic, Scalable Capital, XTB, Revolut, Fidelity, Schwab, eToro, and many more. Supported direct connections are available for selected brokers, with CSV import as the fallback.
We store your portfolio data in encrypted databases and design the product around read-only portfolio tracking. CSV imports only process files you upload. Direct broker connections, where available, are handled through the supported connection provider and do not let Trackyourportfolio place trades or move money.
Chat tools are useful for asking questions. Trackyourportfolio is built to normalize broker data, rebuild the transaction ledger, reconcile fees, dividends, FX, and returns, then preserve an audit trail for the numbers shown in the dashboard.
No. Trackyourportfolio helps you understand and reconcile your portfolio data. It does not place trades, manage money, or tell you what to buy or sell.
Yes! Your first month is discounted so you can explore all features at a reduced price. Cancel anytime.
Yes, you can cancel your subscription at any time. There are no long-term contracts or cancellation fees. Your data remains accessible even after cancellation.
Yes! That's one of our core features. You can import CSVs from any number of brokers and see everything consolidated in a single dashboard. No more switching between apps or maintaining spreadsheets just to understand your real performance.
Stop guessing. Start reconciling.
Run your first portfolio audit and see whether your broker, spreadsheet, and real performance actually agree.
Run portfolio auditCancel anytime. No questions asked.